Free

Become an authorized user

Steps

  • 1
    Pick someone you trust with a card that has a good history and low use.
  • 2
    Ask them to add you as an authorized user.
  • 3
    Check that the card issuer reports to the bureaus.
  • 4
    Check your report in a month or two.
It helps if the card has a good history and low use. If not, it may not help.
You do the paperwork. Scorlee doesn't do it for you.