1. Who we are
Scorlee is a service of VARGER Group LLC (Texas, USA). Contact: sales@vargersoft.com · VARGER Group LLC · Conroe, Texas, USA.
2. What we collect
(a) Waitlist: email, language, how you found us. (b) Check: your 3 answers, no name or email. (c) Account: email, language, plan, reminders. (d) If you authorize it: your bank transactions and balance (via Stripe), detected rent payments, your score and factors (via our credit data partner). (e) App usage (events) and technical data (hashed IP, browser).
3. What we do NOT store
Your SSN, ITIN and date of birth are captured directly by our identity partners in their own secure field. Scorlee never receives or stores them. We don't store your bank login.
4. Why we use it
To provide the service, report your rent if you authorize it, show your score, send service emails, improve the app and prevent fraud.
5. Who we share it with
Only partners that run the service: Stripe (payments and bank connection), credit data partner (CRS or Array), rent reporting partner (Boom or CredHub) and, through them, the credit bureaus; Supabase (database), Resend (email), PostHog and Sentry (usage and errors), OpenRouter (AI plan, without your name or SSN). If you tap an affiliate offer, that company receives your click, not your credit data.
6. We don't sell your personal data
We only use aggregated, anonymous statistics from groups of 50 or more people.
7. Your choices
In Settings you can revoke permission to check your credit or report your rent; from then on we do nothing new. You can request a copy or deletion of your data at sales@vargersoft.com. Anything already reported to the bureaus stays in your history under their rules.
8. How long
While you have an account and up to 24 months after you close your account, or as the law requires.
9. Security
Encryption in transit and at rest, role-based access, partners with security controls.
10. State rights
If your state gives you extra rights (for example, California), you can use them at the same email.
11. Changes
We'll email you 30 days before any material change.